Trisha Goodsell
health insurance agent · Idaho
I spent years working with members on the inside of a health plan. Now I use that experience to help people choose the right coverage for themselves and their families.As an independent agent, I'm not bound to any one carrier so the choice is yours!My services cost you nothing!
Who I help
Most of my clients buy their own coverage, without help from an employer contribution.
Self-employed and freelance — consultants, tradespeople, anyone living on 1099s
Small business owners — covering yourself and your family, not a payroll
Early retirees — you left work before 65 and Medicare is still years away
Farmers, ranchers, contractors — seasonal income makes this harder than it ought to be
Just lost employer coverage — or your current plan is going away at the end of the year
If you're on Medicare or trying to sign up for Medicare, I'm not the right person — but tell me and I'll point you to someone who is.
What it costs you
Nothing. Not a dollar.Agents are paid by the insurance companies. The price of a plan is exactly the same whether you buy it through me, on your own, or anywhere else — that's set by the carrier and filed with the state, and I can't change it either way.So what you get for free is someone who does this every day, and who still picks up the phone in March when any questions arise.
How It Works
Three steps, and I do most of the work.1. Book a callForty-five minutes by video. Tell me who's being covered, what doctors you want to keep, and what medications you're taking. The booking form asks for your zip code — that's what decides which plans exist where you live.2. We compareWhat's available where you live, what it actually costs after any subsidy you may qualify for, and where the differences that matter are hiding.3. You enrollI handle the paperwork. Then I'm your agent for the year — renewals, claims questions, and the annual check that your plan is still the right one.
Why Me
Most independent agents have never worked inside a health plan.
I have — my career before going independent was on the carrier side, in Idaho.That means I can tell you how a plan actually behaves, not just what the brochure says: how the network really works, what gets denied and why, what a prior authorization involves, and which differences between two plans are real and which are marketing.I'm a certified Partner on Your Health Idaho, the state's exchange — so I can tell you whether you qualify for a tax credit before you spend anything, and enroll you.I went independent so I could put the right plan in front of people instead of one company's plan. I'm licensed in Oregon, Idaho and Montana, I'm taking Idaho clients this year, and I live here!
Book a Call
Choosing healthcare coverage can be a nightmare, but I am here to help you through it.Forty-five minutes of questions beats a year on the wrong plan.
And once your plan is chosen, I'm still here to help you navigate your plan!No cost to you, no pressure, and no obligation to buy anything.Let's sit down and make the right choice, together - for you.
Contact
I work remotely so I can reach clients all across the state!If you are an existing client, you can reach me by phone or email.If you are looking to explore healthcare insurance options and/or need assistance with submitting an application for coverage (this can be a Direct Carrier application OR an application on Your Health Idaho) - please book a virtual appointment HERE so we can get started!
Mailing Address: 9169 W State St PMB 4022, Garden City, ID 83714
(208) 918-1129
[email protected]